As to the debt to income ratios, yes, payments on any installment loan having 6 months or more remaining any real estate loan with a balloon will be considered.

Other things to accumulate as you need them would be a decent wet tile saw (< $200) since tiling isn't that hard... and a good miter saw and trim gun.

They have good deals because the pricing is per foot/ installed and it's really not that bad of a price!

Basically, everything is done except for refinishing the hardwood floors, installing light fixtures, bathroom accessories (mirrors, towel bars, etc) and we are still waiting on the quartz counter tops for the kitchens and bathrooms to be delivered.  

That has a couple layers of linoleum on top of tile.  

I still have to install the cabinets on the sink wall.

We sealed it, dry walled, put down some laminate tiles and repurposed cabinets I had in my craft room upstairs that had been just storing junk.

My understanding with this is they are generally responsible for rent collection, tenant management, repairs & maintenance (small landscaping, supervision of subcontractors - which I approve and the bill is then send to me), maintaining records and such.Being my first month with my first property I was a bit surprised to see the 8% fee in addition to-Meet electrician for repairs and updates to fire alarm. 1.5 hours- $50Trip and installation charge for unit 1 window (without cost of materials)- $35Repair broken handrails (without cost of materials)- $30Cut and trim, clean loose debris- $35Unit 4 late rent collection (time contacting, travel to meet)- $25This adds $175 to the 8% ... my question is- what then is the 8% for?

We're also debating keeping the radiator system instead of installing HVAC, and we're debating keeping the hot water heater as the current one looks to be in good shape, but everything else will be new.

The next instalment.....still no June rent and because we keep asking for it, they are now saying they want to terminate our contract with 3 weeks notice despite contract stating 60 days notice which we have given already.