Are there any courses or mentors you could suggest from the success of others? 

Just trying to figure out our options here, would love to keep the interest rate if possible for obvious reasons.

How is your occupancy rate?

I'm aware of the vacancy rate being 6% in the SFR industry but I was wondering what percentage of units go on the market every year from your portfolio.

I have no idea about occupancy rates, management fees etc.

I would bet good money that they are paying below market rates.In case you missed it: get rid of them.Spruce the property up, study the market to determine a fair market rate, and find a renter that is willing to pay the market rate, pay the deposit, and abide by your agreement.Not everyone is cut out to be a good landlord.

Here's a bit more in detail about how rates are calculated for DSCR loans:1.

Usually income will have to work at the fully amortized (principal + interest) rate. - Lower down payment programs. 

Average Rental Rates, Q1, 3br, 2ba, Single Family2024: $16822023: $16302022: $1523Average Rental Rates, Q1, 2bedrooms2024: $11372023: $10792022: $1102-John Williams, Property ManagerClarksville, TN

Not everyone is successful, but few like to admit that.