So what would you do if you were in the same situation with a, say, 35 year old person who was identifying as a moonbeam this week, and their skin was a beautiful shade of green, would you treat them any differently? 

Some banks want to see some skin in the game and some don't really care too much about where you get the down payment on commercial loans.

Now in my experience 5+ unit building you need a lot more skin in the game.   

Skin in the game strategy works when you have multiple people that want to rent with you.Hope this helps.

But in my experience, properties with a majority of tenants who have little skin (their own money) in the game will treat the property and the neighbors accordingly.

However, Even most private investors want you to have some skin in the game. 

They need to have skin in the game, IE they need to be paying an inspector to tour the property. 

I'd probably be more irritated with the PM than the tenant..

Just got off the phone with a lender who said they would not give 75% of appraised value on a rehab, but would only give 75% of purchase price + rehab so that I would still have skin in the game.

After a few flips, I will have more skin in the game with the profits from the houses sold.Thank you in advance for any suggestions.