My repair costs are near zero because I do all work myself, from roofing to furnaces to sewers.

To all aspiring house hackers and those aiming for a single-family primary to hold it as a long-term rental, what are your biggest frustrations likely keeping you from jumping in the game? 

correction, i meant to say 135, not 145.

Of course the assistant is going to claim there’s value, that’s what he’s paid to do and say. 

It’s going to be hard to get more than the property’s worth.

If I sell I would be able to get what I bought it for.

I don't want to be insensitive. 

I received a quote for $3492 annual policy for RCV of $270,000 which also includes liability up to $2,000,000 (see list of liability covered).

Has anyone ever tried to increase the size of a PEMB?

She is now 96 years old and there is no need for her to hold on to the property.