Instead ask them what they would like to get in a perfect world.

Copyright helps, but it's not perfect.

There are different credit union options that would be best to connect with based on where you are investing and your situation, so that is why it's important to connect with our team to guide you on the right path on where to apply so you are not wasting your time and having multiple unnecessary credit pulls. 

There's a similar trend I noticed in Lehigh acres florida. there was a miami based builder who came in earlier this year / late last year and built 5 modern homes. all 5 sold and set record prices for the area for single family homes. it's not that newark calls for this or any infill lot in columbus it's how can I deliver a premium product that will sell regardless of location. something with features that people want. 

Based on the location legal description, the zoning department should be able to tell you what you can and cannot do when it comes to removing the existing home and placing a newer mobile home on the land. 

I'm only bringing this up because you mention 1) rent is always paid on time; 2) neighbors have no issues; 3) The tenant's are hardly there (which means less property wear and tear) and 4) I will also assume becuase of the first 3 here, that your property is also being cared for...... seems like picture perfect Tenants.... 

Which is an asset-based loan that looks at the property's ability to support itself.

You'll have to wait 12 months to pull your cash back out with a refi based on the new appraised value.

Just don't make that decision based on the first thing you hear from them.

I would love to chat about the property and see what type of options you have based on the zoning/buildability and your goals.