The scores will cost you a few bucks, but having them will be worth it. 

So caution.. if you use them... make sure you have a for real deal.. plus their fee's are of course since its 100% financing at the very top of what HML cost.. one thing I like to recommend those looking for 100% financing is just get a money partner give them the lions share for them putting up the money.. you don't risk money and you start to build your experience and credentials then after a few you can go to a regular HML like lending home that will do 80% or 90% with only a modest 190.00 fee up front.also since you made this post you will probably get private messages from the scammers that work BP telling you your all approved but then just wanted you to send them 500.00 bucks etc.. to show your serious or some other bull crap... also facebook and linkdin are loaded with those crooks.. they are nothing but totally scammers they don't lend they have no money they just try to hook you for the small up front fee then will go dark on you... think lottery scams and other Jamacian and Nigerian prince scams.

IF (big if) your numbers are right, and the HOA fees aren't outrageous, there may be a buy/hold investor type who could throw you a few bucks (a few thousand) for setting up the deal.

Have sold one lot, deeply deeply discounted, getting impatient, have been actively looking for deals but how do you turn empty lots into cash for multi's or BRRR's.

A few hundred bucks can save you a few thousand on about any kind of ad-box negotiations/insurance claims.

Using only paint may seem like the cheap solution, but the slip hazard isn't worth saving a few bucks.

Are commercial multi families brokers available to show property only on weekday or are they available on weekend as well?

Any flaws in this strategy (other than buying off MLS doesn't get me the most bang for my buck)? 

I would love a multi family, but if its not in the cards, I am fine with a single family.

The cash out refi would give you a fixed rate for a longer term, but the HELOC would have lower upfront costs (usually none to a few hundred bucks).