I currently work in the restaurant industry and a multi-unit manager so data analysis is in my blood.   

The house is my mailing address, all the utilities are in my name.

Before a walkthrough and before signing a contract is it appropriate to ask the seller of a small multi family for:1.Rent Roll2.Property Tax Bills3.Utility Bills (last 12 months) (landlord pays all utilities)4.Income & Expense Statements (summary)5.Lease Agreements (Sample or Overview)6.Recent Maintenance Records (summary)7.Capital Improvements Summary

This is 2 days past the end of the grace period. 

My goal for 2025 is to purchase an out of state rental to explore new markets!

Good art is expensive.  

The investor piece is a bit of chicken and the egg: you need to have an idea of what types of structures are out there (Kim and team, as well as other syndicators can give you some ideas).  

Pensions are definitely looking at it but they move much slower - it is only a matter of time for them also.

A cash-out refinance typically doesn't count as "earned income," which is the type of income that would impact Social Security benefits, especially if it's related to retirement or survivors' benefits.

Key is to have reserves.