Deborah Saddler, the information that I'm organizing at this time is more based around RE definitions and concepts, as opposed to formulas in Excel.

As you're still on college and interested in the financial sector, I do encourage you to try to land your first job in the financial sector and start building the business on the side - this way you will be secured on your monthly paychecks and will be able to start to get the feel of what dropshipping really means.

-Taking 10% reserve for vacancy, PM, and Capex-5% for repairs -All other numbers are standard values based on my area.

But now that the house is done you get a renter in there and get a lease in place and now you can get a 75% cash out refi based on new value. 

When it's tenant occupied and time to refinance, would the commercial loan be based on the 700k total?  

NOI is what it is, and is property-based for easy comparison.  

Each area has pros and cons based on why you're investing and the life resources you are able to allocate.

I am a 21 year old investor based out of Brooklyn, NY w/ two investments properties (payed off mortgage) that I manage and I have been pushing forward and researching and reading and learning as much as I I can about real estate.

Hi @Annie Balagot - I'm a broker, investor, landlord, etc. based in NYC & Westchester. 

Currently based in Madrid, Spain, I'm looking to invest in real estate in Miami.