Thanks for the feed back much appreciated. 

I don't see that it would add appreciable value for the appraisal or for rent, AND when you go to re-sell you would probably want to tear all that work out and put it back how it is now as your typical buyer is probably an owner-occupant and would prefer it as it is now.

The last 2 weeks, after I've logged in, and tried to read articles, it re-directs me back to the home/log-in page......I log in..... it just puts me right back there, (I am logged in, as I see my initials in the upper right corner.)Anyone having the same problem?

:) It did help , I saw that I can make the LLC in Wyoming its not gonna be expensive and they provider that  am going to use provide with a relay back account I think that's the bank name I know its not gonna be the best but it gonna give me a humble start non the less

Since I used my VA loan, I didn't have to put any money down (Though we did have to pay about 5k in closing costs, but got about 2k back at closing).

So I would be paying it back with after tax dollars to only pay tax on them again when I retire.

I'm getting back into the investing game after focusing only on my W-2 for a good many years.

And then suddenly you are there–back against the wall, surveying the landscape–looking for anyone eager to give you a shot.

Thanks folks, another dead-end, back to the drawing board.

but think back to 'netting' anything - if you buy and fix, you have 2 options:1. don't refinance.