I'd suggest trying a few different lenders in your market to find one better equipped to support you purchasing with a VA loan.

these are both good information. thanks for responding.

Here are a few suggestions on how you can maximize the wealth of information available: Check out the blogs and podcasts, or take advantage of the search feature (magnifying glass).

I guess I could call him, but I feel like I need to do a little more research first in order to have a more informed conversation.

I havent purchased yet but asked for options during looking around, which I'm glad I did. 

But if you are committed to purchase, a 2/2 would prevail over a 2/1, the price difference has to be nominal and now you might attract a different user like tow couples or adult friends that don't want to share a bathroom vs a young family that the kids are okay to use the same bathroom as the parents. 

I've been searching for and working towards purchasing my first investment property for years and years, every time I found one that fit, other local investors with more experience, more readily available funds or alternative financing, and more connections were already writing offers while I was touring the property.

The better informed investors have heard of the imputed interest issue.

I just purchased a 2 family home in the Bronx (NY). 

This was not unique to a specific lender but some made the process easier then others for sure.Anyway, I am now approaching 75% LTV (based on initial purchase price) for the last investment property with PMI so I reached out to start the process and was denied with no explanation.