I want to use this post to give a little insight on why I love commercial investing.How The Property Value is DeterminedThe beauty of commercial real estate is that it largely only comes down to 2 numbers: Net Operating Income (NOI) and Cap Rate.

Adding that extra unit will reduce your risk since you are adding another income stream to a property you already own.

Now 75% of legal ADU rent can count toward income to loan. 

Suppose you are personally sued; during the discovery process, you must provide information on all of your income and assets (including your LLCs in any state (with or without anonymity).

A no income no doc DSCR (debt service coverage ratio) would be a great option for you .

@Tony Manning depending on the county there are programs to help with the costs, but requires tenant income restrictions.

Rental income is typically lower than Class A, and there may be some deferred maintenance issues.

I'm financially stable with good income, low debt, and good credit score. 

Since I was a medical student, I've always been passionate about making smart investments for my future, and real estate has piqued my interest for its potential to generate passive income and build long-term wealth.

How can I increase income from this property?