Was expensive and painful. 

Every broker is different, so you just have to find the right one.For many I think the real problem is...an agent who does one a year is a liability and a pain.

Run the race but prioritize mental health, rest, days off and some fun.

It pains me to say this, but most NFCU agents are only in the network to get leads.  

Lots of painful lessons with contractors.

@Christian PerezThe biggest challenge is navigating health insurance in between jobs.

Problem is: it is easier to get a loan BEFORE they retire as income is higher.Also my guess is reason to retire suddenly is health.

They point out that health insurance plans pay out $95 or $97 in claims for every $100 in insurance premiums collected, but title insurance only pays out less than $20 by that same metric, leading to an unusually large profit margin. 

I use a consistent format to talk about each document, pointing out "pain points" along the way, and ensuring they DO understand, in the moment, what our expectations are.

There are just so many variables it is hard to shop...I feel your pain as I am very much a shopper myself.