I work in corporate finance, one works in construction management and the other in computer science.I have a few questions for you guysWhat sort of loan terms should we expect to be given? 

Yes, I can afford the mortgage alone if needed… but paying that, in addition to getting the units ready for new tenants could be pretty pricy and I may have to pick up extra shifts/grey hairs in the process.

The solution to both is to devise some sort of pod structure that uses a loft bed where the bed is over the desk, perhaps on a pulley system to raise it to the ceiling during the day. 

I want to leverage those connections to help keep things sorted as I work in Southern Utah now.

Any recommendations in San Angelo for this sort of work?

The floor was not a problem, but the pet hair was awful.

Most all lenders are going to be requiring a payment of some sort.

Typically, I am getting 25-year amortizations and 5-year terms with some sort of prepay, but it isn't hard getting financing at all on smaller apartment buildings. 

Have you thought of a sort of VA syndication? 

The insurance companies can sort it out-that is what you pay them for.