Values seem to be creeping up, which is something I haven't seen in awhile, and finding good investment isn't very easy to do since the area is so desirable that consumer buyers are willing to overpay for fixers.

Mold won't grow under something like 42 percent humidity.

If you have other consumer debt -- car, student loan, credit cards, etc. -- they get in line ahead of the mortgage payments.

To all who are looking to expand their business into economically growing and naturally beautiful Baltics.

There are Lonnie dealers that do both and that are actually growing in size since they took the trouble to become legal and compliant in their lending.

I have considered the rental market and have some experience there, growing up my father always had a few houses he would rent out and to this day still owns 3 or 4 that he uses for fun money.

I always advise owners and managers to consult with an attorney who specializes in premises liability and landlord-tenant law.If you keep the tub, you should have specific clauses written into the rental agreement as an addendum.You absolutely must provide the tenant an owner's manual because the first five or six pages are full of all the legal warnings that keep the tub manufacturer out of lawsuits (Consult a physician before use, Don't consume alcohol, Don't use alone, No unsupervised children, etc.)Bottom line: If it needs work, have it done by a licensed, bonded and insured electrician and/or spa technician.

Here's some info for you:http://www.nolo.com/legal-encyclopedia/deficiency-judgments-after-foreclosure-texas.htmlFor a Republican state, Texas has some good consumer protections!

Corey Duttonexactly- because there is strong tendency to grow the bubble w/ all the foreign investors in South Fla. we have to stay conservative.

Even to this day I still get worked up during negotiations, It totally consumes my life until I either get it bought or don't.