The art is to increase the rent without running off GOOD tenants (very important, if the tenants aren't ideal tenants then non-renewing becomes the default option).

Hi all, Do you know any free or low cost app for property management that has a daily late fee charge options?

I would have moved there but with Grand kids all on the west coast it was not an option.

What is the best option/mortgage for me? 

Hey @Mohammad Al-hadad,The first thing I would say is that the cool thing about real estate investing is that there are many options and styles about how to invest and what strategies you want to pursue.

VA assumable loans are another option you still need to cover the difference and they will have fewer restrictions.

I considered selling but it is my last option.

What are my options here?

I do have the option of moving back in with my parents in the suburbs a year from now if I need to save up any more capital.

This can help keep you in a lower tax bracket each year, potentially reducing the total tax you pay.