Of course all this stuff is going to have an effect on the Texas market.

Effectively, that's really only a 7.7% discount off its as-is value for you.

I'm not sure if the Governor has signed it yet or when it would go into effect, but hopefully this clears up this sort of problem going forward.GAR Successfully Establishes Procedure for Water Liens at ClosingIn conjunction with the Real Estate Section of the Georgia Bar, the REALTORS® worked with Senator William Ligon to pass Senate Bill 206.

So my question is regarding owner financing and how it effects conventional loans.

One of the most powerful tools in real estate is leverage and paying down your loans early decreased the effects of leverage. 

However, it will effect Cash Flow.  

You can coordinate that part on your own.For automated billing, the research I've done and quotes I got say it's really only cost effective at large scale (dozens of units at one property).  

The only reason to increase the down payment would be to increase your equity and lower your monthly mortgage payment, however, a difference of only 2.5% in the down payment will have almost a negligible effect on these.

Makes zero sense at all,zero sense to own that number of units and class of property from afar.I guess people will never stop trying to buy trash states away because it's cheap trash.I don't like trash I like VALUE meaning for what you are buying you are getting a great deal.With apartment buildings to own effectively from afar especially with an older building and C class at best type tenant you need about 80 to 100 doors or more.

Looking for opinions to see what is most cost and time effective.