They upload info including their drivers license to get a one time code. 

The main driver of this is 1. fear of prices falling in the coming year resulting in investments being 'under water' 2. prospective buyers not qulifying for mortgages due to rising interest rates 3. those who believe they can get a better deal as the market cools down.Where does that leave us ?

You might be able to get a better price if you order it online and have it delivered.

It will show that it was delivered to the last known address.

Taxi drivers were renowned for driving miles out of the way when their customers were tourists who were not familiar with the locale.

Also with community bank in your business FICO while they will look at it and it has to be decent is not a driver for rates at ALL.

The house is scheduled to be delivered and closing mid September 2022.I looked at Zillow rentals around the area, and bigger houses are being rented at $2,500 tops.

It really depends on what type of property you are looking to finance, that will be the driver of what type of lender you needIs this a house hack / partial owner occupied property?

Who's responsibility is it to make sure there s a clean title delivered? 

Look into Cleveland, its got good cashflow potential with appreciation happening as well.Looking for appreciation come to Columbus, there are still 1% deals, but the more attractive part is the population growth and other economic drivers!