Over time rents will increase and principal will decrease.

You should also not expect to be able to decrease your interest rate or insurance much, if at all, any time soon.

That is when my monthly cashflow (profit) decreased by about 40% when I was paying the property management company 8% to1 10%.

I feel like you aren’t recognizing the incredibly decreased demand for real estate right now (due to high rates) - granted along with decreased supply.  

This has kept inventory much lower than it otherwise would have been given the fairly rapid decrease in buyer demand last year.As a result, many buyers are turning to new construction (WSJ article) both as a source of available inventory and for incentive packages, which often include reduced interest rates.

It is a great steppingstone, and can be used to decrease your cost of living.

I have both units leased for the Winter (used a local Realtor to facilitate) and wanted to take the next few months to brainstorm and build to increase my revenue and decrease my headaches.Link to my main unit is below:https://www.airbnb.com/rooms/39953518?

A recent appraisal showed that the property value decreased since purchase (5+ years ago), and a sale today would net about 60-70% of what we paid as investors (30% principal loss).

What one investor may consider an inadequate return might be good for you, and vice versa.  

All saving money does is decrease your quality of life.