@Travis Raila  @Shital Thakkar @David Martin JrI would disagree with @Ali Boone , even though she may be correct that prices have increased in the Atlanta market, I still see very strong potential for 10+% cap rates and great ROI.

For instance, changes to tenant laws, enactment of rent control, continual increase of property taxes, etc. could all throw the math out of whack.

I was thinking of Chicago, IL but their property tax seems to be constantly increasing a lot and seems pretty expensive.

Now, I know the object is to keep expenses low and profit high, but could a few simple additions increase your bookings?

I have a decent paying job(state worker) for a 23 year old, and my savings for my down payment is increasing rapidly while my DTI is decreasing. 

It can change over time and the Fed has stated they still have intended increases to Prime rate planned for the next year or so.

New construction 2 bed / 2 bath.It is possible to get a townhouse in that price range for sure though, so you may want to consider that.In general the cheaper properties around Kelowna will be in Rutland and on the West side (West Kelowna) will be found in the Glenrosa area.Check out realtor.ca and you can get a feel for prices.The city has seen a massive increase in prices since 2016 (double in many cases). 

That's a quick way to start on that path of taking on more debt partners to increase your profits.

Can you increase the price by doing some repairs?

If she is able to "prove" it's a service dog somehow I don't know if you can charge her a higher rent in MD but maybe you can ask for a 50% increase in her security deposit.