I proposed going to a PML to get that but the broker said that is not something that can be down because there are rules against it.

So I proposed them the followings 20/80 capital contributions and split equally on cash flow In the event of sale/ cashout re-fi, distribute 20/80 first until initial contribution is met, then splits equally for the remaining gain. 

I do not want to take advantage of an elderly person, but I'm curious to know if anyone has ideas on how to propose a solution that is good for both parties?

You need to position yourself to be the bridge or vehicle, that takes your ideal audience from their current situation (in pain) to the desired situation through your proposed solution... i.e. through the services you offer. 

My point is these ideas have been floated, but are not on paper as a proposal sent to congress (yet).

Given the strategy you're proposing I'd recommend focusing within 1 mile of the UMASS campus.

I'm preparing for the city's proposed rule changes requiring landlords to accept section 8 (under the guise of not discriminating against income source), which I can accept --- as long as they don't expect me to sign something as restrictive as Section 8 contracts like that.   

Here's the prospect:0.34 acre lot in eastern Iowa, zoned for R3 Medium Density 2-Family, 2 min from interstate, $85kBuilder is proposing ranch-style duplex, with each side having 5 bed 3 bath, 1400-1500sq ft main floor, oversized 2-car attached garage.

I had a consultant recently propose to do a cost-seg study for me on 2 office properties with a total value just over $1 million.

Her proposal: She would serve as an intermediary.