NON QM loans are drying up. 

When the retail flips and all attractive deals dry up you will see investors and brokers just disappear.  

I also have seen STR demand dry up quite a bit lately. 

The vacancy rate is what either makes this property flow positive for us each month (even while living in it), rely on some of the money we used to use for rent to break even on PITI, or suck us dry of all our hard earned money.

I have used Visio Lending for several loans over the last 5 years.Did the last ones last year, rate was mid 5% for 30 years, 70% LTVWhen COVID started their funding dried up, but I heard they recently restarted but with higher rates for now.Just got a flier in the mail from LendingOne, saying they’re doing rental loans starting at 5.99%, no details.

I tried fixing myself but quickly realized it was clogged with dried up dirt/mud.

After demo, we have good results by dry ice blasting all framing that isn't being replaced.  

Even the carpet in the dining room had to be lifted up for proper drying.

I'm  an accountant too, so hopefully George Dube's book won't be too dry for me.

Not greedy, or looking to wipe people dry, cuts no corners but he gets phenomenal deals on materials.Just paying it forward cause he’s done so much for me.