Limited capital - though my new job should provide steady incomeThe obvious LA market.I have been pre-approved for the VA Loan(0 down 3.2% interest) and also have access to Physician Loans.

The town approves itB.

We are looking to get pre-approved for a loan.

Many conventional lenders may not approve financing on properties that are not conforming.

If there is a problem with inspections you will want to know early on and negotiate this before the short sale approval.

How would I go about getting approved for a mortgage with this?

However, I was speaking with my real estate agent today and they mentioned that I could not offer a "cash" offer if the cash is: 1) Coming from a third party and 2) The cash offer has to come from my approved bank account.

BUT- I spoke with my real estate agent and they mentioned that I could not offer a "cash" offer if the cash is: 1) Coming from a third party 2) The cash offer has to come from my approved bank account.

Hard money is simply a professional licensed lender who offers X Loan to value loans secured by real estate and the buyer/borrower can effectively offer quick approved financing to a seller.Creating a means to wholesale such a deal to your buyer may or may not be possible depending on a number of factors and without some specifics, this answer would be a mile long to go over almost all potentials.I will say this, in a wholesale transaction, and depending on how it is specifically structured, having a buyer who is NOT all cash and has to get a loan with approval creates a potential problem where the transaction could fail.

You go through about 3-4 months and a zoning change is usually approved if the alderman supports it and the neighborhood group supports it.