She seems to know pretty well what she is doing already, and as she said she is accumulating the profits from this to purchase more properties.

And as Coach Carson puts it "even if your house hack reduced your payment from $1,200 to $600 per month, would that not be a win?

The numbers with a 2 bed 1 bath and a 3 bed 2 bath work out pretty well at what the offer is. 

Local banks will work with you if you have stellar credit and a good track record.

Added living space in the basement for unit 1 and a roof deck for unit 2.

@Joel Cruz de Anda Welcome to BP here in Orange County. 

I guess my question is would it be smart to put all my extra income and a good portion of my own income into the mortgage and just pay it off in 3 years or should I look at other investments.

I have a short term goal of making my first deal within the next year, and a long term goal of owning 100 units within the next 8 years.Looking to get to know like minded people, learn from others, and talk about a similar passion of investing.

Setting that and sticking with it is how you accomplish a "job well done" and stay on budget.Look, I am a sucker for a sob story and a go getter attitude.

The actual value improvement is going to be determined by the referees if the previous owner disputes the value you give them and as a compromise can be determined with an updated appraisal when the owner redeems.