I am looking forward to all the site has to offer.

Like you, I'm amazed at the amount of information on this site, as well as everyone's willingness to offer advice.Good luck to you & your wife.

If I was in your position I would be happy to offer working for free, at least initially or,part time.

At BP, you can network with other real estate investors like yourself and get the information you need by using all the resources that BP has to offer.

We just have to keep at it because we like to offer bank referrals to our investor clients.

Not only can you connect with other investors on BP, you can also take the free online courses and watch the free videos that BP has to offer.

At BP, you can get the information you need by taking advantage of the free online courses and videos that BP has to offer.

You could have one mortgage and 2 notes (or more).You now have a record mortgage and notesThis is a negotiable piece of paperUse your note or notes as a down payment for other real estateSell you note for cash.Offer to a seller: "in consideration for the down payment, seller agrees to accept a $75,000 mortgage note with payments of $X and having a balloon payment in 5 years secured by the property at 123 Main Street having an appraisal of $125,000.Make sure you build in a First Right of Refusal in the even seller decides to sell the note, he will have to offer it to you at the discount amount.Build in an early payment discountThis is a create way to leverage real estate, especially properties you can't sell immediate.Charlesif you still don't understand, give me a call. 

I would love to be able to offer referral fees or gifts to non-licensed people for referring business to me, but from what I understand giving referral fees to non-licensed consumers is not legal.

I'm referring to  agency lenders who offer CMBS loans as a way to offer a different product in case an agency loan isn't a good fit.