If I put 150k down, I could get positve cash flow, and if I put 75K down, I'd have negative cash flow. so technically, isn't putting more down to see some money in my pocket counter-intuitive?

2) Since she’s technically late and has moved out, am I able to apply her security deposit to the unpaid rent (even though she is planning to pay me for October)?

Technically (based on negative GDP) we are in a recession; but without mass lay-off's it's doesn't feel like the right label.

Will I have to report anything to the IRS from the LLC since technically nothing is under it?

Technically I am in violation cause I did not get “approval first”.Do logical arguments hold up if they ended up pursuing full press?

If the DTI is the issue as a personal borrower, you could refinance into an LLC you own, and then the loan is technically on the LLC. 

Ours is technically a credit card product for the bank so we get travel rewards points, which have added up quickly on recasting the heloc.

So, technically I had two loans .

I technically have 2 stories from the first 2 multifamily properties in the same market (Lowell) that I tried to buy in early last year, but I will just talk about the first one this time!

Even though the HELOC is technically not tied to the investment property, it still should be looked at as a 2nd mortgage and part of your debt service.