I submitted all the paperwork into the Bank and now the bank wants to do an appraisal on the home however the ex spouse isn't cooperative whatsoever and won't leave the home.

@Sandy Uhlmann we primarily purchase 2nd position NPLs, but we have been able to obtain verification of insurance (and included as "additional insured") with either homeowner authorization or submitting assignment of mortgage to insurance company.  

Not only am I able to submit as many offers as I want, I also get paid to buy housesPlans for the future:I think my plan for this house is to keep it for 2 years, while slowly upgrading it.

Get an estimate right away and submit it for a credit.  

Bid was won this week, signed their paper and submitted  earnest money.  

If you're submitting bids at the courthouse foreclosure auction, you are going to have to close with your own cash first before trying to sell to someone else.

Or am I just better submitting my offer through an agent of my choice?

Or am I just better submitting my offer through an agent of my choice?

As for the draw process the majority of HM lenders require you to get a percentage of the renovation work completed (and paid for), then you submit a draw request.

I am not familiar with Kentucky, but in Arizona it is pretty easy to set up an LLC yourself by following the instructions online and submitting your own forms.