Maybe speak to an attorney? 

When my sister and I speak or act, the other's reputation is at risk as well as our own.  

I can't speak to the Illinois assistance program as I have no background with it.  

After speaking with my real estate agent, Jack, he believes the property is worth significantly more.

@Felix Sharpe i believe we people speak of class A or class B locations, they speak of the general area being highly sought after.

I have a lot of insight on this subject, and I work with a lot of investors including some here on BP.You are correct, you cannot get a second VA loan, but why wouldn't you want to refinance your current property to Conventional to free up your VA entitlement? 

Or when I speak at REIA's etc... so we will get it done.. but thanks that was very kind of you to mention me.

The people who buy here are buying for experiences and memories, not so much investment return.From speaking with other financial entities and members of the community, we are looking for partners to assist in offering loans of some sort, such as:1) Direct loan to buyer of house (less a down payment), and then payment arrangement between loaner and the buyer2) Loan to the cooperative as an entity who then administers the loan between buyer and cooperative, with payments paid back to financial organization from cooperative3) Loan to buyer with cooperative as co-signer, therefore making the cooperative the ultimate responsibility in the event of default4) Create a member-funded reserve fund or actively managed account which will then be used for giving out loans to new members at an interest rate.

I mean if something were to happen to him, so to speak, I wouldn't want his name to be the only one on the loan.

There is no cost and no obligation to using anyone that speaks at the event, but you may end up wanting to add most or all of them to your support circle when you begin investing.