Its easy to read a few books, listen to some podcasts, watch some YouTube videos and then think because you understand the concepts you will be able to seamlessly apply them... it's a completely different thing to put all of the concepts and education to practice.

I have developed some new key contacts in the KY area, so doing a bit of a shift and probably won't continue in AL.

North Texas is notorious for shifting foundations.

It is easy to work with, but prone to cracking if the building shifts.

The market is beginning to shift a bit. 

I work as a realtor and night shift at a hospital as a respiratory therapist, I don't have my own family.

I do know that some lenders are tightening up on lending right now with their concern about a potential shift in the market but I haven't seen them stop lending all together.

If he's seeing mostly the mid-to-high 4%s, that's probably where the market has gone.My quote on NOO at 4.125% was about 3-4 months back, so things could have easily shifted by now.

Ever since I picked my first book "Think and Grow Rich", My mentality has shifted towards becoming financially free and independent. 

Also all the fences are in the right alignment and direction but not on the lines shown, again likely a shift in the imagery.