You'll also need Quarter Round to complete the look.

big Dolphins fan and season ticket holder here!

-Have yet to buy my first personal hone-found an 2-unit investment property I’d like to buy-trying to get the lowest down payment possible with best interest rate on approx. 100,000Here’s my questions ~Can I do a Conventional home loan with 5% down and somehow get away with no living in the property?

Earnest and option money: $1950Inspection: $600Closing costs: $9550 (including down payment)4th bedroom: $1500 (wall construction, door hung, baseboard trim, paint)Flooring and painting: ~$1700Refrigerator: $1100Furniture: $600 (one roommate also brought some things for the common areas)Miscellaneous Tools and house supplies: ~$8001 Month of Vacancy: $1363Total $ invested: ~$19,200 (rounding up)By the way, I highly highly recommend creating a separate bank account for each property you own.

We use Airbnb as the sole platform for renting it out, and it stays rented at approximately 90% occupancy year round currently (except for 2 months during COVID-19).

Let’s start off with the “I’m not a lawyer, just a pretty well rounded landlord in Lakeland, FL” That’s an interesting question... while  “suggestion of Bankruptcy” is a typical defense in foreclosure cases against mortgage companies, I haven’t seen it used in rentals before (myself)... but that action does usually stay pending litigation, so I could see how it could work - IN THE SHORT TERM.  

It sounds like you plan on owner occupying the first property you buy which means you'll be able to get away with putting only 5% down as an owner occupant.  

Close enough to home for you to oversee easily (one-day round-trip preferred)9.

I ended up learning everything in the month after I finished the course by taking Prep Agent (which I highly recommend to study for the exam) - I passed on my first go round. 

Bonus unemployment added $300 to $600 per week, plus there will be three rounds of stimulus payments by the time mortgages come due.