Make sure you do not violate any state or federal housing regulations.

The intention of the home is that half of it is to be used as a live+work environment for myself, and the other half as a vacation rental.  

That will go to seller financed transactions where any lien is made in connection with that property.Doing seller financing, you're not subject to banking regulations but to civil and criminal aspects of fraud, showing or telling a seller something that is not true can still be fraud in that transaction where that seller relies on the financial information given to determine if they should extend credit.

He had comments about the market environment, fix and flip etc. 

Now, I bring this up because I I think... again just me and may opinions. is that if the US government were to, instead of stimulating citizens, stimulate business by encourage (force) them to pay employees more and make them report how they are spending the money, and some regulating entity inspect and survey the locations, one you would be creating tons of federal jobs and force income wages in a indirect way up.

I hear your concern about Taxes and with this new Administration, the Taxes, fees, rules and regulations are only going UP.

I was told that the process was 45 days on FHA because of new regulations.

Might think of wholesalers working underground, more like a black market, they don't flaunt what the do in front of regulators.

Yes, you are getting some frank or for that matter brutally honest feedback, but, at times the truth is good medicine.Clearly, you are not ready for prime time in the REI environment, but, you can use these candid comments to right your ship and be read to set sail in the future.Below are some links to get you prepared for entry into the REI arena.https://www.biggerpockets.com/renewsblog/2015/05/2...https://www.biggerpockets.com/renewsblog/2015/06/0...https://www.biggerpockets.com/renewsblog/2015/07/2...https://www.biggerpockets.com/renewsblog/2015/01/31/ultimate-beginners-guide-real-estate-wholesaling-2/ (Ultimate beginners guide to wholesaling)

I am a writer and author of short stories, whose day jobs have been in sales environments since deciding to follow my dream of building a literary future.