I will try to answer you as honest as I can.....What you are talking about is an private investor not Hard Money Loan. 

I would love to meet some private and / or hard money lenders in the Lake Norman, NC area.

Thanks everyone who replyed to this post - mostly privately of course.

I know very little about commercial space but have a good commercial property resource.3) Use private money and leverage my flexible schedule to manage deals.4) Go into saving mode until I have enough money saved to continue deals.Anything I'm missing here or any recommendations from someone who has made this transition?

After advising the owner to move the vehicle or it will be towed, contact tow company and have it removed from your private property.

Or would I need a private or hard money loan, out of which I could refinance for better terms? 

I've seen several posts about how you should get private funding from investors, and although I'm not at that point, it would be interesting to talk to those who have actually done it locally. 

If thats not possible B) Get a private lender again just for the down payment and an LOC for the Rehab.why?

When finding a private lender to help fund a deal on a property, can they screw you over and you lose the investment you tried obtaining???

Finding deals this way has become very difficult as the competition is quite intense out here these days.Another way is to work with wholesalers who spend all of their time sourcing deals for investors.