I’ve decided to become a private money lender for a fix and flip investor.

You may be able to purchase from B lenders such as Mortgage Investment Corporations. 

We chose to go wide, buying 10 SFRs with 20% down, and then we used the debt snowball to accumulate rents and pay off the mortgages quickly.

Everybody’s talking about private money lending however, unless you buy their system, they won’t tell you who they are… I just feel like I’m swirling the bowl

Long term wouldn't work for me currently, as the going rental rate for my house would be under what my current mortgage is.

fairway independence mortgage company, i like these folks a lot. they’re in cincinnati.  

Don't worry, moved back up north so I am not in the Florida market anymore (and don't do long distance) I'll follow up privately. 

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I am a Private Lender that is looking to network.

Heloc rates are terrible right now even if you have a low first mortgage the blended rate is usually higher than a simple refinance.