Then you may also have a Key Principal, that brings the experience, liquidity and/or net work to qualify for the loan.

Women were the teachers, but not the principals.

Term12 Month Intro Rate APR* "As Low As"Thereafter APR* "As Low As"Principal-and-Interest Option7 year draw / 7 year repayment period1.99%3.00%Interest-Only Option10 year draw / 10 year repayment period3.75%3.75%Or would you just do a cash our Refi and use the cash?

You will take your principal and interest payment out of that 6k and whatever is left becomes your cashflow. 

So you have a principal broker that you work with in OR?

I don't even see it as negative cash flow, just me moving money to the principal.

A true rent to own would have a down payment and a portion portion of your rent going towards principal. 

*My principal and interest are equal.

Nothing alarming but simple things like having 6 months PITIA (principal, interest, taxes, insurance, and association dues {if applicable}) reserves.

You are essentially forcing the property to sit 50% vacant (since you are not paying rent).As Justin mentioned to calculate cash flow, take the rent from your tenant, less Principal, interest, taxes and insurance from mortgage, less maintenance and any utilities you pay for your tenant and you will get your cash flow.