I am looking for a blanket type policy for my SFH rentals in Tulsa, OK.

You can rely on numbers that can't be fudged: Current lease agreements, obtain a letter of verification from tenants prior to settlement.

I also think the written return policy is weak.I could say much more, but goodness, how many of you even made it this far?!?!?!?

She vacated the premises a week prior to my taking ownership.  

It should also be know the CLUE report only applies to personal policies. 

I would highly advise speaking with an attorney prior to filing for an LLC.

And they can name you and the LLC in a lawsuit.The purpose of owning a property in an LLC is to create a layer of separation between you and the property.You can still use the LLC to manage the property, but I don't believe it would offer the same protection as if the property was owned by the LLC.I'd suggest getting an umbrella insurance policy, just in case.

The GSEs have a general policy to not finance homes that have been moved a second time.   

The homeowner's insurance policy:  Insurance does not cover plumbing repairs attributed to general wear and tear.

It's important, especially with a property manager, to go over all the details (big and small) and type of service and fees you will be receiving prior to signing any agreement with them.