I told them I wanted to put my rentals in an llcthis person does happen to be an agent, they just seemed like they didn't really know what I was talking about I just want to make sure I'm doing things the right way I don't hear people talking about having physical office spaces.. my llc is created already and in the process of transferring property 

If its a B to C and there are dark spaces people like me are buying then I can offer them similar location with much lower rent and make a bunch of profit still.

@Kevin Jennings If you're able to spot a small multifamily or a house with a casita or space to build a casita that might be the best way to househack with a family - having someone else pay that mortgage is a huge benefit and might be worth the sacrifice of some privacy for the long term financial gains.

when you are renting out part of the regular living space of your primary residence you will have to either declare some part of it as strictly investment (like a home office). 

I focus on the short term rental space.  

We finished the basement adding 1000 sqft of finished space to the house. 4 bedrooms, 2 bathrooms.

According to Jonas Bordo, CEO & Co-Founder of Dwellsy, "Due to COVID19, renters want more space and control over access to their homes, and this has led to substantial new demand for single family rentals.

I'm seeing here that this is more of a site for investors, which were not necessarily interested in buying or building for an airbnb, we are very interested, however, in building a home that we will live in & then rent out or make our existing home in Kenosha Wisconsin which is on Lake Michigan an airbnb.We know NOTHING about buying a lot & then building.That said,  We have been trying to figure out how we get the most Bang for our buck buying existing property or building our own home.We have been seeing some amazing properties around 50K in Yucca Valley and/or 29 palms that list having water and electric available nearby.We want simple clean lines,  I suppose what would be considered modern contemporary but I hate putting that title on it because for some reason it seems like there's an upcharge just by using that description, lol...

Are you looking to have someone stay in your space and post the listing about the STR?

@Gary Northcutt Not sure of your exact situation, but I think your loan is falling into a space where technically the loan is a commercial loan (5+ units), but due to the size of the loan (<1M) it's a recourse loan where they require a personal guarantee and personal financials.