I am currently retired and just purchased my 1st duplex in Upstate NY using a conventional investment property loan. 

For someone who does this part time working off your cell phone with a high volume of receipts and partners on some investments, I think there are better option.

Again the below is just a best estimate - Do you guys think I'm factoring in 99% of the expected costs?

Hi everyone, I'm looking for a bank that does HELOC's on investment properties.

Hey Rob, It's completely normal to feel anxious when making a big financial decision, especially when you're looking to scale up your real estate investments.

@Michael MattinglyRecommend exploring as many sources as possible to get referrals AND cross-reference them to get as much accurate information as possible.Check out NARPM.com, BP’s Property Manager Finder (BiggerPockets: The Real Estate Investing Social Network), etc.Also, encourage you to learn from the mistakes of others - by reading posts here on BiggerPockets about owners not having their expectations met by their current Property Management Company.

I have done my reading on Out of State Investing and Section 8 rentals (talked to local HUD sites). 

I originally got into real estate for the investing aspect of it.

Besides the long investment cycle, you have to know a lot about zoning, development, local politics, irrigation, farming, subsoil conditions, easements, utilities, development costs etc  Don't fall for the idea that just because you bought it at an auction means you've got a deal.The "easiest" land game to get into is to buy buildable infill lots

I’m excited to join this vibrant group as I embark on my journey into real estate investing.