Given your situation, tapping into the equity through a HELOC could be a smart move, allowing you to access capital for new investments without selling off your current assets.That being said, considering your stable cash flow and existing portfolio, a DSCR loan could also be valuable.

Since you'll be living in one of the units, you can qualify for owner-occupied loans, which often have lower down payment requirements and interest rates compared to traditional investment loans​

Apparently I can’t count income from mobile home and income from storage units changes the type of loan and the property won’t cash flow with just the income from the single family.

One strategy I like to do is build in seller credits into my offers so the loan covers the closing costs, e.g. if you wanted to offer $500K for a property, offer $510K with $10K towards closing costs and that $10K is supported by the loan and can be used on the costs I mentioned above.

There is a 2 level multifamily in National City (2x 2br and 2bath) that I am super interested in using my VA Loan for.

I’m aware of two individuals who paid NWA’s $10k non-refundable EMD with the expectation they would receive a loan from Sherman.

I've never done a dscr loan but if rates drop after your (most likely) pre-payment penalty ends, I'd refi.

More info here:DSCR loans won't use your income to underwrite the loan.

I assume this is in LA...have you asked about the DP required to get a high balance conforming loan? 

I'm using an FHA loan to acquire a duplex.