I wonder if I should be more specific as to the dollar amount in equity I have available.

We are not tied to a particular coastal market, since we understand that certain areas have higher taxes/fees/regulations/hostility to STR/flood insurance/etc. 

I would recommend consulting with your insurance and then getting your lawyer to draft one specific for your property.  

@Mica MooreThe answer is "it depends" no one on the forum has enough info to give you specific advice.  

Specifically, knowing what size of property you can afford, then narrow down on Airbnb/VRBO to the similar properties and see what the properties with the highest nightly rate or the highest review/ratings look like and what amenities they offer.

In fact, she specifically acknowledges it.7.

@Jason Yang do you have any specific questions or did you just need a referral? 

Nobody seems to be talking about WEST SACRAMENTO but my clients and I are focused heavily in this small area because of its close proximity to downtown but also low regulation since it's a small separate municipal government - it's not even in Sacramento county, it's Yolo county. 

I don't lend in NY (we do investor loans in most of the country and consumer loans only in FL, but we do nothing in NY), so I don't have a dog in the hunt here, but don't discount other types of loans, including a loan designed specifically for flipping.

We have never asked the borrower / title company to confirm cashout proceeds are going to a specific bank account.