And your disciplined saving habit makes you the perfect candidate to make some strategic moves!

The benefit becomes too good to give up and making more money only harms your family.

I am a CPA so the taxes I can explain to her, she's just averse to the idea that she has to pay taxes at all, the fear of paying 40k for taxes on the sale of the rental is enough to keep her from having the ~ 160k remainder in her pocket or using that money to get her own home habitable.

(you can dig up the seattle times article,  I'm too lazy)FWIW I am in the process of closing on a new primary residence for myself in upper Rainier Beach  (2300sf 2 story mid century,  $430k, mid block on residential street, needs a little spit and polish, but totally habitable).  

We don’t know any PMCs to recommend in the area mentioned, but since selecting the wrong PMC is usually more harmful than selecting a bad tenant, you might want to read our series about “How to Screen a PMC Better than a Tenant”:https://www.biggerpockets.com/member-blogs/3094/91877-how-to-screen-a-pmc-better-than-a-tenant-part-1-services-and-processesWe recommend you get management contracts from several PMCs and compare the services they cover and, more importantly, what they each DO NOT cover.

I would highly recommend, Seven Habits of Highly Effective People by Stephen Covey or Millionaire Success Habits by Dean Grazio, as great books to create positive lifestyle habits and create a foundation of meaning.

I am no expert on CO2 but I think refining oil into gas pollutes far more and uses more harmful chemicals than reusable batteries ever could.

If you have disciplined habits and are committed to not going into consumer debt, I’d recommend buying a cash flowing asset that pays for your liabilities.

They claim Arkansas has no habitability laws.

The issues brought up about the property isnt habitable will be an issue as the appraiser will need to view the inside of the property.