So our business decision is that we need to work with banks that are flexible with investors. 

It really comes down to the type of property and what type of coverage you are looking for.Some insurance companies have the best premium for full Replacemnt cost and others can be flexible with a stripped down policy. 

One discussion worth mentioning though is what I find is the units typically have to be more flexible on lease terms, offering month to month options.

The flexibility of a 30yr is usually worth the rate premium.

Flexible programming of retail spaces will mean changing seasonal experiences and more experimentation.” – MIT Center for Real Estate: Real TrendsLuxury Multifamily Supply is Expected to Outpace Demand“…the expense of developing properties and improving existing stock has gone up fast, to a level that now exceeds income gains among would-be renters.”

@Ethan Hamilton, I personally don't separate each property into an LLC because of the costs, additional accounts, paperwork, lack of flexibility on financing, etc. 

If you have school debt, then I would probably keep that because those can be more flexible in repayment if you lose your job.

I am flexible with the exact city or suburb.

Hello Lorne,I have an investor friendly agent in town would recommend (St.Petersburg), but please be thinking about where  you can be flexible.

To be honest, unless the numbers are drastically different, I wouldn't worry about it too much. 100k at 5 vs 5.5% is about 30 a month difference on a 30 yr fixed.I would select the bank that offers the widest variety and most flexible loan products so you can use this as a chance to start building a relationship with them.