@Deen ChirugIn todays environment you need to be the hunter.

is it on HOA environment or not ?

Makes them go up.In an inflationary environment it's important to not just look at 1 snapshot in time, but rather to underwrite based on the performance of the asset over the next few years.

If you like hunting, fishing, and personal freedom it's tough to beat.

Although it's tougher than the normal environment to buy, it's well worth it.To get more insight, it's invaluable to have some contacts in the area that you're buying to get boots on the ground view of the properties.

Why would you do an ARM in a rising rate environment?

Also, given my current interest rate at 3.375% and economic environment, is it better to go for a fixed rate?

I have been a pm and operations manager before for larger companies that had more capital and market presence to seek out workers but what are your guys recommendations in a smaller environment?

The problem is, this type of loan can't be mortgaged to FM hence even with low-interest rate environment, there're 1-2% spread.

Now that we are in a much higher rate environment, getting a new loan will always be more expensive.