We hope to have a few more years of experience with it before we have to decide whether to use it in more houses or not.

As a pure investment it looks okay, but with a primary residence for my family thrown in at zero additional cost, it looks really really great.  

Does anyone have experience selling raw land to charities and/or non-profits like Habitat for Humanity? 

-----If you are a new investor, feel free to add your experience.

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Do you have experience as a landlord?

A few additional notes to answer some of the questions:RE: "All the same permits and inspections should be required whether the home owner does the work or not." -...this doesn't seem to be the case where the state building code wasn't adopted.

Probably looking at around $40k-$50k (in California).Does anybody have experience of doing this and what it does to the value of the property?

None of this stuff by itself is a ton of money, but add it all up and it cuts into profits.

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