in today's mail i received both a 'Renewal Offer' and in a separate envelope a 'Notice of Cancellation of Insurance' with a 'Past Due' bill demanding $600 plus $10 late fee.since my policy with Farmers ended April 30 and I was unhappy with their rates, as of may 1 i switched to Amica and was told i don't need to cancel my old policy as it expired.some nerve farmers has to mail a renewal offer yet renew it without my auth and already apply $10 late fee barely 10 days into if i had let it renew.i've had other issues with farmers which i could go on and on about, for instance they doubled my auto insurance premium because my discount affiliation letter listed the dates i was active with the organization but was missing a date it was signed by the officer, etc, ridiculous stuff; suffice it to say, farmers?

Were any of them motivated to sell to you at a discount or on terms?

Hi, is there a discount on postage if I send say 500-1000 yellow letters?  

Additionally you could realize any of the forced appreciation you've been able to create through renovations/improvements as well as any appreciation gained at purchase by receiving a discount against market.  

After that comment, I asked if we could tear up the real estate contract I had signed on agent exclusivity.

Could you add an exclusion to the Deceleration of Acceptance that excludes the roof (and anything else that you want to add).  

Hi,I have a relative who has the opportunity to purchase a commercial property at a significant discount.

````````````````````````Ad: CraigList``````````````````````````````````Title - Property Locator-­---------------------------------------Make $500 on each house you help me buy Make $500 for helping me Buy HousesNot looking for houses listed by RealtorsLooking for:-distressed sellers, -vacant homes,and-homes needing repairs that can be purchased at a discount or with seller financing.Call XXX-­-XXX-­-XXXX(goes to Voice Mail)`````````````````````````````````````````````````````````````````````````````````````````````````````````Voice Mail Message (Google Voice)My name is_________________and I want to thank you for calling the real estate hotline.We are professional house buyers and we are always buying houses in all conditionsdirect from homeowners like yourself.If you like the idea of selling your house as is,without having to pay real estate commission andfor a fair price,then I invite you to leave -your name,-phone numberandProperty addressat the end of this recordingor visit uson www.xxxxxxxx.comWe look forward to discussing your house andyour situation.Please leave your contact information andwe will contact you very soon.Thanks and have a fantastic day!

And to take out a line of credit on the property you are going to have to buy at a major discount.  

Also, if the property is underwater, you could sell off the remaining UPB at a deep discount, 3-9 cents on the dollar, if you wanted to be scrooge about it.