What is enticing you to make the move? 

Sometimes contractors and handyman see an out of area investor As an opportunity for a great big bonus.

While city proper may be enticing, be sure to not blindside your potential with other outlier neighborhoods.

@Kenneth Cheston I'm a little unfamiliar with the Baltimore market as I'm from Pittsburgh, but this deal looks pretty enticing even from a perspective of a "lower priced" market.

I offer it as a move in bonus if sorts. 

One added bonus is that on the profile of the QI here at BP you can go to the references section and actually talk to real clients of them to see how their experience was.

The low rate is a bonus to those loans and you want to get the most out of those. 

All you need is a rental lease agreement signed and dated + copy of a security deposit and you can use 75% of it - PITIA right away.All other income types require extended periods of time to use in a conventional financing scenario such as:- note or interest income or dividends from stocks - receipt for min of 2 years as shown on tax returns + 3 years of continuance on the note and stocks are assumed to provide income into the future- self employment income - min 1 years of history and 2 years in the same industry with no significant gaps of employment- W2 income or salary - min 2 years working in the industry or higher education(college) in a related field with no significant gaps of employment and min 1 paystub to use income to qualify- Bonus income at W2 job - min 2 years of receipt (off chance to use 1-2 years of receipt)- over time income at W2 job - mins 2 years of receipt (off chance to use 1-2 years of receipt)- contractual income like sandwich leases, land contracts, is similar to the note or interest income above- royalties  use for qualification is like contractual income - min receipt on tax returns for 2 + years to average for use to qualify- alimony is min 6 months of receipt to use the income as a reliable income source for qualification purposes- child support income 6 months of receipt plus min 3 years of continuance or 36 months left till the child is 18 years of age or you cannot use it- automobile allowance from employer W2 - needs to have been received for 2 + years to use- many other types of income.

my duplex needs new windows and a new HVAC. my understanding is these two items might qualify for the 100% bonus depreciation. 

Coming out of the IPO and M&A season, people may have extra money and bonuses just got paid out in most tech companies as well as there was a huge RSU vesting season as well.