With this fact pattern, its tough contemplating losing maybe up to 20% of my initial capital in load charges to sell and buy just to effectively annuitize what I have. 

Snowball effect in full force - esp with dual W2 401k maxout and the recent bull run.I check it regularly, mostly because I also use it to track our CC spending/transactions.

That is why you have an independent property inspection and have anything that would effect the integrity of the property or be a potential hazard addressed by the turn key company before closing. 

For all the accountants, lawyers and other specialists out there, I will use any response for informational purposes only. 

I particularly enjoy browsing through county records although I'm not sure if it's the most effective method.

Anyway, you should be able to get a current payoff amount and then use an amortization app to determine the effective interest rate. 

Therefore, you end up paying 1% extra over the life of the loan or effective .05% more on your interest.

If they are not month-to-month then existing lease is still in effect.

But I was thinking the same thing @David Ribardo, I hope Allentown is not expecting Landlords to just roll over and take the hit without it having an effect on their tenants. 

So does that effect the equation.