Many of the Private market programs will offer coverage not available from the NFIP including limits over $250,000 on the building and often come in with lower premiums. 

If you have condo/HOA property, they can make sure your insurance deductibles and coverage mesh with the condo Master Policy so that you do not have surprise out of pocket costs.If condo management communications are directed to the PM, they will be aware of, and coordinate as needed any common area upgrades or repairs that affect your unit/tenants as well as directly and timely address Association Violations.

Business Auto (if they do not own the vehicle it should show hired & non-owned auto coverage)I would suggest drafting a contract with an attorney  for use on your projects.  

In either circumstance the MLS will be in compliance with NAR policy and thus covered by the NAR Professional Liability insurance policy coverage (assuming the association and MLS complies in all other respects with NAR mandatory policies.)2.

Market rent in area based on property managers I have asked, they are saying $1200 - $1600/mth.Next StepsGiven the all clear from the lender to close and will be closing on Monday 11/16 and rehab begins Tuesday 11/17.Lessons learntClosing cost is not cheap, I will ensure next time I negotiate with seller to split this entire cost and not only taxes and recordation fees.I bought this in my personal name and learnt that in order to get an umbrella insurance your other general liability coverage for your assets has to be at a stipulated minimum in order to be covered by umbrella.

From the research I've done (I wanted to do everything by the book), we found that there is no legislation to regulate Airbnb listings in Providence and the only proposed legislation was proposed last June (2018), which would make require you to have a certain amount of property insurance coverage ($300k) on your rental, register with the city, meet non-discriminatory and safety standards, make sure you collect and pay the hotel/transient tax, and bar anyone who uses affordable housing funds (FHA, VA loans) from short-term renting their home while they are not present.

Need Insurance for 4 units in Dayton Ohio for loan.

The debt to coverage ratio is nowhere near 1, so I don't think any bank would even consider itThe current owner is doing most of the maintenance himself, so his calculation has very little monthly expense which leads to the high valuation. 

Depending on the project, there may be other coverage needed.  

This comes with a lot more coverages that you would not need as a landlord.