I've bought, sold, and hold multiple SFR in addition to these commercial units.

You can also search small, women owned, and minority owned contractors on the WA State Office of Minority and women owned businesses site: https://omwbe.diversitycompliance.com/  Many of them do residential and commercial work.Do your own contractor qualifying! 

I know it would be a commercial loan, so I should plan to put down 25%.

@Garrett Holbrook I have MLS access from being an agent and it was in the agent notes section that only shows up if ur an agent.

@Armin Nazarinia So currently I have 5 mortgages including a commercial mortgage.

Access was mentioned as consideration and check rentfaxpro as they somehow rate quality of PMs available as well.

There was another thread here recently where someone bought from an online auction and couldn't get financing because he couldn't get access to the property.

Whereas the general public doesn’t know a million real estate agents, tends to hire the first one they meet (when they’re ready) 70% of the time and tends to sign whatever “normal commission” you initially propose.The great thing about working with investors is you get access to wholesale priced contractors, you learn what questions to ask, and you learn how to analyze your own buy and holds or buy and sells.

The problem is that the bank won’t allow access to enter the property at all, until the title is transferred.

@Mary JayIt's difficult to get started without access to capital.