Having your 2 paid off properties as collateral has no effect on how you operate unless you do not pay ,,,, and I'm betting you did not get one paid off and the on its way by not paying.

You may have a somewhat thinner applicant pool due to the traffic considerations, but I would bet you'll have good demand. 

While it probably will happen, I wouldn't bet on continued appreciation and clearly nowhere near the recent surge rate.Consider South Central LA.

Go to the County web site.

If you hold a property for a few decades and the area magically gentrifies into the next hot neighborhood, then great, but that's a miiiiighty big bet to make.

I am going to bet that Navy Federal will be on the look out for these sorts of things and could call the mortgage due.The worst case for your plan was to break the law regarding STRs after a year?

I am not certain, but I bet that this is not true if you own through a C-Corp. 4) Entity formation is a pain in the rear, will complicate your life greatly come tax time, and is expensive.

I have found lots of info about what RUBS is and many web-based companies - but nothing about how to implement a RUBS billing for a duplex situation.

But at a high level, I would say your best bet to minimize your monthly cash burn would be to rent each room that you can spare.

Well I suggest logging into the NACA Web-file login and uploading your docs month by month yourself.