I am not sure if this is your best bet the origination fee is super high.

I don’t have a good enough credit score to get a traditional mortgage (my credit history is not very old) so I’m pretty certain my best bet at getting started will be by working with a private/hard money lender.

I'm sure the timeline will shift along the way, but that's the excitement of the journey.

I'm new to this journey as well. 

My husband and I are looking for a new accountant as we start our journey in real estate and continue our careers in the medical field.

As far as financing is a bank loan my best bet,, do private lenders or hard money ever fund high LTV for a buy and hold?

That would definitely be out of our reach, the 203k FHA loan would still remains our best bet as of right now.

I am not sure if your loan officer would get a better payday but a safe bet is that if they do not have investments themselves I would steer clear of their advice until talking to others with investment experience.  

“it’s all about the journey”

Because then your broker won't get paid on the your mortgage that he just sold to the actual lender, and that would make him sad.I'll bet if you ask someone who will make money by selling - like a real estate broker - they will say you can sell it as soon as last week.