I figured now I could double payments every month and what I was paying on these additional bills will now me excess money each month.

Is there something in your lease that an additional person moving in is $X extra/month? 

Account Closed regarding the industry being in the use of these types of tools, additionally on BP where many investors will go through an entire asset investment cycle from research, acquisition, operations, and disposition without ever dropping anything in an IRR template would give new meaning to the often used term here on BP "Analysis Paralysis".

Hello,I have a lease with purchase option on a house that now has an addItIonal 20% equity from the agreed upon purchase price.

@Bosko MijatovicMy wife is a W2, I am self employed.

The exact application can get complicated and there are many exceptions (e.g. restrictive covenants in employment contexts have special rules).

Of course if there is an SFR deal that would make sense to hold, Ill add it to the portfolio.

Property Transfer Tax - We have transfer taxes when you buy a property based on the fair market value of your home (based on the following scale):  1% on the first $200,000,2% on the portion of the fair market value greater than $200,000 and up to and including $2,000,000,3% on the portion of the fair market value greater than $2,000,000, andIf the property is residential, a further 2% on the portion of the fair market value greater than $3,000,000 (effective February 21, 2018).Additional Property Transfer Tax on Foreign NationalsAdditionally if you are a foreign national: another 15% tax of the fair market value of your homeSpeculation and Vacancy Tax - if you own a home that is not your primary residence and is not rented out for at least 6 months of the year you pay an extra tax 2 per cent for foreign nationals and satellite families who do not pay income tax in Canada;1% on the first $200,000,2% on the portion of the fair market value greater than $200,000 and up to and including $2,000,000,3% on the portion of the fair market value greater than $2,000,000, andIf the property is residential, a further 2% on the portion of the fair market value greater than $3,000,000 (effective February 21, 2018).1 per cent for Canadian citizens and permanent residents who are not resident in B.C. for income tax purposes (and not members of a satellite family); and 0.5 per cent for British Columbia residents who are Canadian citizens or permanent residents (and not members of a satellite family).

@Adrienne Medina,You should establish truly self-directed Solo 401k plan (you qualify as self-employed and it has several major advantages over self-directed IRA).

Knowing that I wouldn’t meet any of the requirements for other forms of funding (no previous deals & recently self employed) I would consider myself a much higher risk investment then either of you.